📊

Line of Credit

Access funds whenever you need them with a flexible, revolving credit line.

Overview

A line of credit works like a credit card for your business. You have access to a set credit limit and draw funds as needed. You only pay interest on the funds you actually use, making it perfect for managing cash flow.

Key Benefits

Draw funds as needed, anytime

Pay interest only on used funds

Revolving credit line that renews

Quick approval process

Perfect for managing seasonal cash flow

Flexible repayment terms

Lower interest rates than credit cards

Requirements

6+ months in business

$15,000+ monthly deposits

600+ credit score

Strong business cash flow

Recent bank statements

Business license

Quick Facts

Min Amount

$10,000

Max Amount

$500,000

Interest Rates

8-18% APR

Funding Time

2-3 business days

Ideal For

Businesses with variable cash flow, seasonal operations, or unpredictable expense needs.